Legal
Program Terms
Version 2026-10-04e. Funded Account Program.
These Program Terms are a binding agreement between LetAlgo (“we”, “us”) and you, the person enrolling (“Member”), for the Funded Account Program (the “Program”). They apply on top of our general Terms of Service and Privacy Policy; where they conflict, these Program Terms control for the Program.
You accept them by ticking the agreement box on the application form, by signing the enrollment agreement, or by paying, whichever happens first. We keep a time-stamped record of that acceptance.
1. What you are buying
A 6-month done-for-you program for a cohort capped at 10 members. It consists of the following services, each of which is delivered to you as described:
- Onboarding and a 1-on-1 setup call, on which we connect tested strategies to prop-firm or broker accounts that you own and configure your risk to your account size and your firm's rules.
- A 30-day action plan, then months 2 to 6 of access.
- Automation software that places trades on your accounts according to settings you approve in writing, running on our servers.
- Weekly live calls, a private Discord community and direct access to the founder.
It is an education and software service. We are not your investment adviser, broker or commodity trading advisor, we never hold your funds, and nothing we say is a recommendation to buy or sell any instrument.
3. Access begins at once and delivery is documented
The Program is a digital service that begins immediately on payment: your account, onboarding, scheduling of your setup call and Discord access are delivered the moment you enroll, and each call, setup session and review that follows is a service delivered on the day it happens.
You agree that our records are reliable evidence of what we delivered and when. We keep these records for every member: your acceptance of these terms with time stamp, IP address and device, the signed enrollment agreement, login and access logs, onboarding and setup-call attendance, call recordings and replays watched, Discord activity, the weekly logs you submit, automation connection and execution logs for your accounts, and our emails and messages with you.
You consent to our recording group calls and setup calls for delivery, quality and dispute purposes, and to our giving these records to payment processors, card networks and banks when a payment is disputed.
4. No results are promised
Trading futures, forex and other leveraged products carries substantial risk of loss. Backtests and replays are simulated and have limits. Results shown by us or other members are individual, not typical and not a guarantee of anything. We do not promise that you will pass a challenge, get funded, receive a payout or earn any income, and you can lose your challenge fees and more.
The Program is the services listed above. Trading results, prop-firm decisions (including closed accounts, rule changes and denied or delayed payouts) and market conditions are outside our control. Disappointment with those outcomes is not a defect in the service and is not a billing error.
5. Refunds
Except as stated in the Complete-the-Work Guarantee below, or where the law requires otherwise, all payments are final once access has begun.
Complete-the-Work Guarantee, written in your contract. Conditional on completing every step of the 30-day action plan (setup within 7 days, all 4 live calls, running the strategies per the rules on your account, weekly logs). The refund is the lesser of $1,000 or the total you have actually paid; you must be current on payments, and requests open after day 90 and close on day 105. Unpaid installments are cancelled and access ends. It is not a profit or results guarantee.
To request a refund under the guarantee, email us from the address you enrolled with, or message us in the Program Discord, inside the request window. Refunds are issued to the original payment method. One refund per member. Where you are refunded, remaining installments are cancelled and your access ends on the refund date.
6. Late and failed payments
Access follows payment. If a payment fails we will retry it and tell you. If it is not paid, or the plan ends for any reason, your access to the strategy library, the live calls, Discord and the automation on your accounts ends until the balance is paid (your accounts remain yours). The remaining balance stays owed. No refund can be requested while any payment is past due.
7. Billing disputes and chargebacks
If you have a problem with a charge, contact us first. Email us from the address you enrolled with, or message us in the Program Discord, say what the problem is, and give us 14 days to resolve it. Most billing questions can be fixed faster this way than through your bank.
You agree that opening a chargeback, payment dispute or reversal with your bank, card issuer or payment provider for a charge you authorized under these terms, for a service we delivered, or without first contacting us and allowing the 14 days, is a material breach of this agreement. A disagreement about trading results or prop-firm outcomes is not a ground for a billing dispute, because no such results are promised.
If you do open one in breach of this section, then, to the extent the law allows: (a) your access to the Program, the calls, Discord and the automation on your accounts is suspended immediately and may be ended; (b) any unpaid installments become due in full; (c) we will contest the dispute and submit this agreement, your acceptance record, the delivery records described above and our communications to your bank and the card network; (d) you agree to reimburse the dispute and processor fees we incur, and the reasonable costs of recovering any amount you owe, including attorneys' fees where the law permits; and (e) we may pursue the unpaid balance, including through small claims court or a collection agency.
If you are refunded under the guarantee or otherwise, you may not also dispute the same payment. A chargeback on a payment we have already refunded is a double recovery, and you agree to repay it.
Nothing in this section takes away a right you have under law or card-network rules that cannot be waived. If a charge on your card was genuinely not made or authorized by you, such as a stolen card, report it to your bank immediately: that is not a breach of these terms.
8. Our records and your acknowledgments
By accepting, you acknowledge that: (a) you read these Program Terms, the price, the payment schedule and the guarantee before paying; (b) on the enrollment call you were told the price and schedule and that no result is promised; (c) you are enrolling for yourself and are the person named on the payment method, or its holder authorized you to use it; (d) you have been told that the Complete-the-Work Guarantee is your remedy if you are dissatisfied; and (e) emails and messages sent to the address you provided are valid notice to you.
For the Guarantee and the 14-day contact-first rule to work, tell us promptly if you have a problem. If you are dissatisfied with the Program, the Guarantee is the remedy we have agreed with you, and you agree to use it, rather than a billing dispute, for dissatisfaction with the service.
9. Your accounts and your control
You own and control every brokerage and prop-firm account. We never withdraw from your accounts, and payouts go to you directly. Automation runs under settings you approve at setup, and you may pause or disable it at any time. Prop firms set and change their own rules, and we do not control them.
10. Your obligations
Keep your logins and account connections private. Do not share, resell, record for distribution or publish Program materials or calls. Follow your prop firm's rules and your local laws, give accurate information at setup, and keep your own tax records. Material breach may end your access without refund.
11. Testimonials and likeness
We use your name, image or results in marketing only with your separate written permission, which you may withdraw in writing. We may use anonymous, aggregated results.
12. Disclaimer and liability
The software and materials are provided “as is”. To the maximum extent permitted by law, we are not liable for trading losses, lost profits, prop-firm decisions, outages of third parties (brokers, data providers, charting platforms, exchanges) or indirect or consequential damages, and our total liability is limited to the amount you paid us for the Program.
13. Governing law and disputes
These terms are governed by the laws of the State of Ohio, United States, without regard to conflict-of-law rules, and disputes are heard in the courts located in Ohio, subject to any mandatory consumer-protection law of your place of residence. Claims must be brought individually and not as a class or representative action, to the extent the law permits.
14. Whole agreement and changes
These Program Terms, the enrollment agreement and the order page are the whole agreement. They override anything said in ads, Reels, DMs or on calls. Changes must be in writing. If a provision is unenforceable, the rest stays in effect. You agree that electronic acceptance, including a ticked box, a typed name and a payment, is a valid signature.
See also our Terms of Service and Privacy Policy.